About Us
Some people discover a problem. We watched it begin.
- In the early 1990s, when Tennessee became one of the first states in the country to overhaul its Medicaid system under TennCare, the promise was expanded coverage and controlled costs. What nobody talked about was what happened to the physicians. Chronically low reimbursement rates. Capitation payments set below actuarially sound levels. Providers absorbing losses they were never supposed to carry, and being told, essentially, to be grateful they were still in the network.
- Our founder saw it firsthand. Working within the medical imaging sector and building relationships with physicians and hospital administrators across the region, he watched the financial ground shift beneath those who had dedicated their lives to patient care. TennCare didn't just change how Tennessee paid for healthcare. It handed the insurance industry a template. And they never stopped using it.
- That template got teeth with the No Surprises Billing Act. 30 days to open negotiation. 30 days to resolve it. 4 days to file an IDR claim. Miss any window and the claim recovery opportunity is permanently closed forever. And once an arbitrator awards you what you were rightfully owed? The insurance company has 30 days to pay. No penalties if they don't. No mechanism to force their hand, short of expensive litigation, most practices simply can't afford to pursue.
- The war that started in Tennessee never ended. It just got more sophisticated.
- Med Fin Recovery exists because we found the one team in the country built to fight it the right way. Our partner, Callagy Recovery, collects from the time a file is claimed until it's paid. 75% of their claims are resolved within 7 months. 93% within 12 months, against an industry standard of 40% to 50%. They don't get paid until you do.
- We handle the marketing, the contracting, and the relationship. They handle the recovery. You get back what was always yours.
- You've been at war. Now you have someone fighting with and for you.